Medical Plan
Schedule of Benefits

OCCC_Employee_Benefits

 

  In-Network Out-of-Network
Annual Deductible
Individual Family
$800
$1,600
$1,600
$3,200
Coinsurance 80% after
deductible
70% After
Deductible

Out of Pocket Maximum
Individual Family

$5,000
$11,000
$7,000
$13,000
Office Visits
  Primary Care
  Specialist
  Telemedicine/Virtual Visit
$25 copay
$35 copay
$40 copay
70% After Deductible
Chiropractic Care
Limited to 60 visits per year combined with Physical and Occupational Therapy
$50 copay Covered at 70% After Deductible
Preventive Care Covered at 100%; No copay Covered at 70% After Deductible
Outpatient Physical Therapy/ Occupational Therapy
Limited to 60 visits per year combined with Muscle Manipulations
$35 copay Covered at 70% After Deductible
Emergency Room
True Emergency Non-Emergency Urgent Care
Covered at 80% After Deductible
Covered at 50% After Deductible
$75 copay
Covered at 80% After Deductible
Covered at 50% After Deductible
Covered at 70% After Deductible
Lab and X-Ray Covered at 100%; No copay Covered at 70% After Deductible
Inpatient Hospitalization Covered at 80% After Deductible Covered at 70% After Deductible plus $750 deductible per occurrence
Outpatient Surgery Covered at 80% After Deductible Covered at 70% After Deductible
Prescription Drugs 30-Day Supply 90-Day Supply (Mail Order)
Generic
Preferred Brand
Non-Preferred Brand
Speciality
$20
$50
$75
$100
$40
$100
$150
Not Available